If you’re a frequent traveler, nothing ruins your trip faster than hidden fees eating into your budget. Foreign transaction fees—typically 1% to 3% of every purchase—can add up quickly. Fortunately, many top travel credit cards in 2025 waive these fees while offering premium rewards, airport lounge access, and travel insurance.
In this guide, we’ll break down the best travel credit cards with no foreign transaction fees in 2025, helping you save money and earn valuable perks on every trip.
1. Chase Sapphire Preferred® Card
- Annual Fee: $95
- Rewards: 5x on travel booked through Chase, 3x on dining, and 2x on all other travel
- Perks: $50 annual hotel credit, travel insurance, no foreign transaction fees
- Best For: Frequent travelers who want flexible rewards
2. Capital One Venture Rewards Credit Card
- Annual Fee: $95
- Rewards: 2x miles on every purchase
- Perks: Up to $100 Global Entry/TSA PreCheck credit, travel accident insurance
- Best For: Simple, flat-rate rewards with no foreign fees
3. American Express® Gold Card
- Annual Fee: $250
- Rewards: 4x at restaurants worldwide, 4x at U.S. supermarkets (up to $25k/year), 3x on flights
- Perks: $120 annual dining credit, no foreign transaction fees
- Best For: Foodies and travelers who dine out often
4. Bank of America® Travel Rewards Credit Card
- Annual Fee: $0
- Rewards: 1.5x points on all purchases
- Perks: No annual fee, no foreign transaction fees
- Best For: Budget-conscious travelers
5. Wells Fargo Autograph℠ Card
- Annual Fee: $0
- Rewards: 3x on travel, dining, gas, and transit
- Perks: Cell phone protection, no foreign transaction fees
- Best For: No-fee travel rewards
How to Choose the Best Card for You?
When picking a travel credit card with no foreign fees, consider:
✔ Annual Fee vs. Rewards – Does the card’s value outweigh the cost?
✔ Reward Structure – Do you prefer airline miles, flexible points, or cash back?
✔ Travel Perks – Lounge access, travel credits, and insurance can add major value.
Final Thoughts: Best Travel Credit Cards with No Foreign Transaction Fees in 2025
Traveling internationally in 2025? A no foreign transaction fee credit card is a must-have to avoid extra costs and earn rewards. Whether you prefer luxury perks or a simple no-fee option, there’s a card for every type of traveler.
Which card fits your travel style? Let us know in the comments!
Ready to apply? Compare these cards and find the best fit for your next adventure!
By optimizing rewards and avoiding fees, you can make every trip more rewarding. Happy travels! ✈️🌎
